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Central Bank Digital Currency and Cryptocurrencies: Conceptual and Legal DistinctionsMore than 130 country digital money central banks are actively pursuing the development of central bank digital currencies. Center According to data from the Atlantic Council, a central institution, over 130 countries representing 98 percent of the global economy are actively engaged in central bank digital currency initiatives. It is noteworthy that while in 2020 only 35 countries were recorded as evaluating ce

In today’s world, wherever we look, we are surrounded by screens, applications, data flows, and digital services. We are all digital actors—sometimes consciously, sometimes unconsciously. The two key concepts of this transformation, digitalization and digital economy, are often used interchangeably. Yet, although these two concepts are closely interlinked, they represent distinct processes. Like the relationship between a seed and its fruit: one initiates the process, the other represents the ou